We do not sell the data that you post on, submit, or share on PeerSage.

PeerSage does not claim any ownership or copyright in your Content. Operating PeerSage, however, requires us to make copies, and backup copies, on servers that may be located anywhere around the world.

Each user is responsible for knowing and abiding by the laws of their own geography.

PeerSage users create events by selecting the genre and content that submissions for their event should support. The deadline for when the event will end, and the fee that it takes to enter work into their event.

Users can review the event parameters and choose to join, submit their work, and read, rate (give points to), and write reviews on other users’ submissions.

Users who have submitted work can give a rating (points) to the reviews written on their submission.

Once an event reaches the end, the total number of points collected from ratings on a user’s submission, plus the points collected from that user’s reviews on other’s submissions, determines final rankings.

Binding Agreement: In order to engage in a PeerSage event, you must agree to the PeerSage Terms and Conditions. Please read these Terms and Conditions carefully prior to your joining a PeerSage event to ensure you understand and agree to our rules of engagement. You agree that submission of any and all entries during all PeerSage events constitute an agreement to these Terms and Conditions. You may not apply and are not eligible for the PeerSage rewarding system described in these Terms and Conditions unless you agree to them. These PeerSage Terms and Conditions form a binding legal agreement between you and PeerSage.com with respect to all PeerSage events. By entering a PeerSage event you agree to comply with and abide by these Terms and Conditions and the rating methods of the other entrants in the PeerSage event, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept adjudicated decisions as final and binding as it relates to the content of all PeerSage events. These terms and conditions apply to all PeerSage events.

• 1. PeerSage does not warrant (that is, does not make a legally binding promise) that our services will meet your requirements; that our services will be uninterrupted, timely, secure, or error- free; or that the results you get from using the services will be accurate, reliable, or satisfactory to you. We will endeavor to provide the best possible service to users of the Service, but many things (e.g., possible outages, hackings, etc.) are not within our control and we cannot provide for all eventualities. In the event we learn of a breach of personally identifying information that users have submitted to the Service, we will notify affected users as soon as practicable.
• 2. Any material you download, view, or otherwise access through PeerSage is at your own risk. You will be solely responsible for any damage or loss of data that results from the download of any such material
• 3. PeerSage expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. The PeerSage Terms and Conditions govern your use of the Service, and therefore no communication from anyone associated with PeerSage will create any warranty that isn't expressly stated in the PeerSage Terms and Conditions.
• 4. You expressly agree that PeerSage shall not be liable to you for any damages of any kind (even if PeerSage has been advised of the possibility of such damages) resulting from the Service, including but not limited to your use of or inability to use the Service; unauthorized access to or changes in Content or information you submit; and the acts and statements of third parties who use the Service.
• 5. You agree that PeerSage shall not be liable to you or any third party for any termination of or limitation on your access to PeerSage.com. PeerSage may change, end, or put on hiatus the Service, or parts of its Services, at any time.
• 6. You agree that PeerSage shall not be liable to you for any claim arising out of Content you make available, your use of the Service, your connection to the Service, your use of the terms of service, or your violation of any rights of another.
• 7. You agree that PeerSage is not liable to you for allowing you to post Content, download Content, use the Service, or interact with PeerSage. PeerSage does not assume whatever legal risks you face by posting, viewing, or doing other things with Content on PeerSage.com.

You agree to NOT use PeerSage.com for any of the following:

• 1. to make available any Content or work that violates the Content Policy.
• 2. to impersonate any person or entity, including, but not limited to, a PeerSage representative or volunteer, or falsely state or otherwise misrepresent your affiliation with a person or entity (fiction marked as such, including real-person fiction in first-person format, is not subject to this policy)
• 3. to forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted to or through PeerSage or any PeerSage Content, sites, servers, networks, or services (headers and identifiers are defined as information actually used or intended to be used to route or authenticate Content, and do not include Content that simulates identifiers as part of a story, such as a fictional e-mail exchange)
• 4. to make available any Content that a court has ruled constitutes patent, trademark, trade secret or copyright infringement
• 5. to make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer or hardware or telecommunications equipment
• 6. to interfere with or disrupt the Service, servers, Services or networks connected to PeerSage.com
• 7. to create an account if you are a resident or national of any country to which the U.S. has prohibited transactions by mandating a trade embargo, as detailed further by the State Department
• 8. to create an account if you are under the age of to create an account if you are under age 18 and a resident or citizen of a country, including a European Economic Area country that states an age that is older than yours is required to consent to the processing of personal data without our obtaining written permission from a parent or legal guardian under the General Data Protection Regulation ("GDPR").
• 9. to use PeerSage services to break any law that applies to you, including any rules or regulations having the force of law. Do not use the services to disseminate restricted technologies or violate laws governing the export of technical data. This provision is not intended to deal with matters subject to the Content Policy, but the Content Policy cannot cover every law in every country. As a general matter, PeerSage follows US law. Content that is alleged to violate the law of a relevant jurisdiction will removed from PeerSage once PeerSage has been made aware.

• 1. PeerSage or users of PeerSage may provide links to or content via sites that are owned or controlled by third parties, and may use such sites, including but not limited to Twitter and Tumblr, to communicate information PeerSage. PeerSage has no control over such sites or their terms of use or privacy policies, and you agree that PeerSage is not responsible for and does not endorse their content, terms or availability.
• 2. You understand that PeerSage does not prescreen Content or review it for purposes of compliance with the PeerSage terms and conditions. This includes but is not limited to work information, a work's content, text, graphics, comments, or any other material. Content, including User-Embedded Content, is the sole responsibility of the submitter. You understand that using PeerSage may expose you to material that is offensive, triggering, erroneous, sexually explicit, indecent, blasphemous, objectionable, grammatically incorrect, or badly spelled.
• 3. You recognize that PeerSage does not endorse any Content posted on PeerSage in any way, except when material appears as an official statement of PeerSage.
• 4. PeerSage is not liable to you for any Content to which you are exposed on or because of PeerSage.

• 1. Offering or receiving any incentive for voting in any entrant’s favor is not permitted and will invalidate the vote and may disqualify the recipient of the vote.
• 2. Entries made to all PeerSage events must be original work, created by the user who is submitting the work.
• 3. To be eligible to enter a PeerSage event, users must: (a) be 18+ years of age (b) enter through the event listing on PeerSage.com (c) Be logged into their personal PeerSage account. PeerSage events are open worldwide and void where prohibited by law.

Entrants to PeerSage events may submit their writing by uploading a PDF copy of the work after joining an event. Written reviews on other’s work may be written and submitted below other entrant’s submissions.

Simply joining a PeerSage event and paying the entry fee has no bearing on your probability of winning a cash prize. Final rankings are determined by the total cumulative points awarded to submissions and written reviews on other entrant’s submissions, by the other entrants of the event you’ve joined. The scores all entrants may receive are determined by other entrants who’ve paid to join the event, based on their subjective measures of the quality of other’s submissions and the quality of the comments written on their submission.

Submitting a piece of writing is not contingent on winning a prize or final ranking. Entrants can accumulate points simply by the points awarded to their reviews on other entrant’s submissions.

Writing reviews on other entrant’s submissions is not contingent on winning a prize or final rankings. An entrant can accumulate points simply by points awarded to their submission.

PeerSage events are created by PeerSage users that determine the duration, buy in fee, and subject matter for the event they create. Event creators choose a deadline for their event when all entry, submissions, written review on other’s submissions, and rating of submissions and reviews are no longer accepted. Deadlines cannot be extended for any reason once an event is submitted on PeerSage. Events begin as soon as they are posted by their event creator on PeerSage.

Cash prizes are distributed to the entrants with the highest scores when the event they’ve entered meets its deadline. The standard PeerSage uses to establish final scores is determined by the total number of points that are awarded to an entrant’s submission, plus the total number of points awarded to entrant’s written reviews on other entrant’s submissions. Event creators do not give ratings to submissions, or rate comments on submissions, unless they have entered the event.

When 4 or more entrants have joined a PeerSage event, cash prize values for 1 st , 2 nd and 3 rd place are determined by the number of entrants multiplied by the dollar amount to enter the event minus 12% of the total amount of entry fees collected for the event by the event’s established deadline. The 12% that is deducted from the total collected fees to enter an event is distributed as follows: 4% goes to the creator of the event, and 8% goes to PeerSage.com. 1 st place will receive 53% of the total fees collected for the event. 2 nd place will receive 25% of the total fees collected for the event. 3 rd place will receive 10% of the total fees collected for the event.

- If only one entrant has joined a PeerSage event when the event meets its deadline, that entrant will be refunded the total amount paid to join the event.

- If only two entrants have joined a PeerSage event when the event meets its deadline, the split will be as follows: 1 st place will receive 66% of the total collected fees for the event, 2 nd place will receive 26% of the total collected fees for the event. PeerSage will collect the remaining 8% of the total collected fees for the event.

- If only two entrants have joined a PeerSage event when the event meets its deadline and share the same highest final score, they will split 92% of the total fees collected for the event.

- If only three entrants have joined a PeerSage event, the split will be as follows: 1 st place will receive 55% of the total collected fees for the event, 2 nd place will receive 27% of the total collected fees for the event, 3 rd place will receive 10% of the total collected fees for the event. PeerSage will collect the remaining 8% of the total collected fees for the event.

- If only three entrants have joined a PeerSage event when the event meets its deadline and share the same score, they will split 88% of the total fees collected for the event.

- If only three entrants have joined a PeerSage event when the event meets its deadline, and two of the three have the same highest score, they will split the prizes for 1 st and 2 nd place – 82% of the total fees collected for the event.

- If only three entrants have joined a PeerSage event when the event meets its deadline, and two of the three have the same second highest score, they will split the prizes for 2 nd and 3 rd place – 37% of the total fees collected for the event.

Note: The following prize breakdowns are only relevant to events where four or more entrants have joined the event.

In the event that two or more entrants have the same final score when the deadline has arrived and the event is over, the prizes for the 1 st and 2 nd , 1 st and 2 nd and 3 rd , or 2 nd and 3 rd will be combined respectively and equally split between the parties sharing the same final score. If the tie is for 3 rd place, the 3 rd place prize will be split will between all parties with the same 3 rd highest score.

- If two entrants have the same 1 st highest score, they will split the prizes for 1 st and 2 nd - 78% of the total fees collected for the event.

- If three or more entrants share the highest score they will split the prizes for 1 st , 2 nd and 3 rd - 88% of the total collected fees for the event.

- If two entrants have the same 2 nd highest score, they will split the prizes for 2 nd and 3 rd - 35% of the total fees collected for the event.

- If three or more entrants share the 2 nd highest score, they will split the prizes for 2 nd and 3 rd - 35% of the total collected fees for the event.

- If two or more entrants have the same 3 rd highest score, they will split the prize for 3 rd - 10% of the total collected fees for the event will be equally split between them.

In cases where Terms and Conditions have been violated within a PeerSage event, PeerSage reserves the right at any time to cancel, modify or supersede the competition (including altering prizes) if, in our sole discretion, a competition is not capable of being conducted as specified.

While PeerSage events may be shared or linked to on social media platforms, any third-party website linking to PeerSage holds no liability related to the activities that occur on PeerSage. Users who share PeerSage events on social media should review the terms of service and privacy policies established by third party sites.

Once the event has met its deadline, entrants will receive an email no more than 48 hours from the closing of the event with a link to view all final standings.

All payments are processed, and prizes are distributed through the Stripe platform and are subject to the entrant’s banks deposit holding periods. PeerSage does not impose waiting periods for fund distribution and makes the best effort possible to distribute funds as expeditiously as possible. PeerSage will not be held liable to third-party delays or withholding of payments.

Please see full PeerSage privacy policy linked here.